Advice for Borrowers Seeking Multifamily Property Loans with Freddie Mac

It’s prime time to talk Freddie Mac Loans. Freddie Mac helps generate loans to large borrowers at highly competitive rates. This summer is no exception as low interest rates offer plenty of incentive for large borrowers to refinance or purchase multifamily residential property. But understanding Freddie Mac’s function, and the process required to secure a large multifamily loan, are important to achieve goals efficiently. 

Holmquist + Gardiner helps borrowers successfully acquire Freddie Mac loans in order to refinance or purchase multi-family residential properties. These are properties with a minimum of five units per building that cater to urban life. When seeking funding over $5 million, it’s important to be prepared.  Below are a few helpful tips…

Corporation Scams

If you have formed an entity in Washington, you know that there are several forms that must be filled out and exchanged with the Secretary of State’s office. Because the creation of a business entity is visible to the public, some bad actors have recently attempted to take advantage of new business owners by mailing them official-looking letters requesting payment for documents from the Secretary of State.

Restoration Work — a Frequent Source of Conflict in Commercial Lease Agreements

There is an often overlooked, yet critical moment in every good-faith business relationship between commercial landlords and tenants. It’s not the day the price per square footage is agreed upon, nor the moment the ink burns bright on the lease agreement — or even if/when the lease is renewed. No; a great indication of a smooth landlord-tenant relationship is apparent by its orderly conclusion. When entering a lease agreement, it’s important to remember that the end is inevitable. 

I’m talking specifically about “restoration work,” a provision within every lease agreement that defines the responsibility of landlords and tenants after a lease expires. Restoration work refers to any inevitable preparation required to successfully transition the interior space from past tenant to new tenant. 

The Importance of Building Client Relationships – 10 Years of Holmquist + Gardiner

Throughout 2019, Holmquist + Gardiner is celebrating its 10-year anniversary by  reflecting on its journey to become one of Seattle’s most comprehensive and admired real-estate law firms. Read our first article in the series to discover the power of a radical idea when scrawled on the napkin of a Capitol Hill bar.

To celebrate their law firm’s 10th year providing dedicated legal services to Seattle-area clients, founding partners Imants Holmquist and Hamilton Gardiner reflected on the phrase that fortified Holmquist + Gardiner’s most distinctive quality:

Relationships make the difference.

Seattle’s Fair Chance Housing Law: Guidance for Landlords

Be advised: Seattle’s Fair Chance Housing Ordinance (FCHO) bars landlords fromconsidering prior arrest records or past convictions when screening prospective tenants. This includes prospective renters who are registered sex offenders. 

Anti-discrimination policies benefit the common good. However, such policies can create conflict when landlords have a duty to protect their tenants from foreseeable criminal conduct. Therefore, the Fair Chance Housing Ordinance presents potential complications that could unintentionally place landlords in legal jeopardy — even if landlords have the best intentions in mind.

Residential Lease Negotiations

Is it time once again to consider renewing your residential lease? Often that leaves tenants asking if they should stay another year. Is there room to negotiate a better deal or should tenants save time, energy and effort and move to a new place? 

Previously, we’ve looked at commercial lease negotiations best practices, but we at Holmquist + Gardiner often receive requests for guidance with residential property lease negotiations as well.

Residential Boundary Line Disputes in King County

Spring is here. The cherry blossoms are blooming. It’s nearly time to roll out the grill for its summer stint on the patio. Hopefully any extended time spent outside enjoying your property includes a friendly wave from your neighbor. For residential property owners dealing with the turmoil of a contentious boundary line dispute, a wave is more likely an apoplectic stare, or worse. 

New Associate Attorney - Todd M. Miller

Holmquist & Gardiner, PLLC is pleased to announce the addition of Todd M. Miller as our new Associate Attorney.

Todd earned his undergraduate degree in economics at Washington State University and his law degree at Seattle University School of Law. Before attending law school, Todd served as an officer in the United States Marine Corps. During law school, Todd was a member of the Moot Court Board and took part in externship programs with the legal department of a large technology company headquartered in Seattle and in the chambers of the Honorable John P. Erlick in King County Superior Court. Todd’s focus is on real estate and business transactions where he will continue practicing in those areas at H+G.  We are excited to have Todd join our Team!

 Direct: 206.438.9009  Email:

Todd Headshot.jpg

5 Ways Seattle Landlords Can Protect Themselves & Their Properties

When it comes to landlord – tenant relationships, nothing should be left to translation or interpretation. The dealings between both parties should be mutually beneficial, respectful, and above all else, clear. With that in mind, the attorneys at Holmquist & Gardiner work with landlords (and tenants) to make sure their interests are provided for and protected.